Cookie policy
As at 26 June 2026. Next scheduled review 26 June 2027.
This policy explains how Kāhu uses cookies and similar technologies, and how you can manage them. Please read it with our Privacy policy. Kāhu is operated by Financial Advice NZ Limited, a licensed financial advice provider (FSP1009051).
What cookies are
Cookies are small text files that a website places on your device. Similar technologies include pixels, tags and local storage. They let a site work properly, remember your preferences, and understand how the site is used. Some cookies are set by us and some by third parties whose services we use.
New Zealand does not have a standalone cookies law. Where cookies collect personal information, the Privacy Act 2020 applies and our Privacy policy explains how we handle that information.
The cookies we use
We group cookies by purpose.
- Strictly necessary. These are needed for the site to function, such as page navigation, security and remembering choices you make during a session. The site cannot work properly without them, so they are not optional.
- Functional. These remember your preferences, such as filters or settings, to improve your experience.
- Analytics. These help us understand how visitors use Kāhu, such as which pages are viewed and how people move through the site, so we can improve it. [Confirm whether analytics cookies are set only with consent.]
- Marketing. These help us measure and, where relevant, deliver marketing about Kāhu. We set these only where you consent. [Confirm whether marketing cookies are used at all.]
[Insert a current cookie table listing each cookie or category, its name, provider, purpose and how long it lasts. Confirm the actual cookies in use before publishing.]
| Category | Provider | Purpose | Duration |
|---|---|---|---|
| Strictly necessary | [confirm] | Site function and security | [confirm, e.g. session] |
| Functional | [confirm] | Remember preferences | [confirm] |
| Analytics | [confirm, e.g. Google Analytics / Plausible] | Understand site usage | [confirm] |
| Marketing | [confirm, or state none] | Measure or deliver marketing | [confirm] |
Third parties
Some cookies are set by third parties who provide services to us, such as our analytics provider. These third parties may process information under their own privacy terms. The current third parties are listed in the table above. [Confirm and link to each third party’s privacy information.]
How long cookies last
Cookies are either session cookies, which expire when you close your browser, or persistent cookies, which stay on your device until they expire or you delete them. The duration of each cookie is shown in the table above.
How to manage or refuse cookies
You can manage cookies in several ways:
- Through our cookie controls on the site, where available, you can accept or decline non-essential cookies and change your choice later. [Confirm the consent tool in use.]
- Through your browser settings, you can block or delete cookies. Most browsers let you do this and explain how in their help pages.
If you block strictly necessary cookies, parts of the site may not work properly. Blocking analytics or marketing cookies will not stop you using Kāhu.
Our consent approach
We treat strictly necessary cookies as essential and set them so the site can work. For analytics and marketing cookies that are not essential, our approach is to [confirm: set them only where you have given consent through our cookie banner / set them by default and allow you to opt out]. We will keep this aligned with the Privacy Act 2020 and current good practice.
Visitors in the EU and UK
If we knowingly offer Kāhu to people in the European Union or the United Kingdom, we will apply a consent banner model consistent with the GDPR and ePrivacy rules, so non-essential cookies are set only after consent. [Confirm whether Kāhu targets or knowingly serves EU or UK users. This point is flagged for legal review.]
Changes to this policy
We may update this policy as our use of cookies changes. The version date appears at the top. Please check this page for the current version.
Reviewer note
This is a draft for human review. It is not legal advice. Please have the licensed adviser and, on the EU and UK point, a qualified solicitor review and sign off before publication.
Assumptions and placeholders to confirm:
- The actual cookies and similar technologies in use, with names, providers, purposes and durations. The table must reflect what is really set before publishing.
- The analytics and marketing providers, and links to their privacy information.
- The consent approach actually implemented, including whether a consent banner is used and whether non-essential cookies fire before or after consent. Make sure this matches the live behaviour, or it may be misleading under the Fair Trading Act 1986.
- Whether marketing cookies are used at all.
Item flagged for legal sign off: whether Kāhu knowingly serves EU or UK users, which would bring in GDPR and ePrivacy consent requirements. Verify current Privacy Act 2020 guidance and, if relevant, GDPR and ePrivacy requirements before publishing.