About Kāhu
A sharper view of your KiwiSaver
Most people are flying blind with their KiwiSaver. Kāhu gives you one clear read on whether your fund is working hard enough, from someone who isn't trying to sell you a fund. No selling, no spin, just the sharp read and the next step.
Most people never chose their KiwiSaver fund
Most Kiwis were assigned a default fund years ago and have left it there ever since, quietly hoping it's fine. The industry doesn't help. Quality hides behind star ratings, jargon, and fees nobody reads.
Kāhu changes the view. We compare every fund on the same evidence and bring the shortlist into focus: your goals, your fees, your risk comfort. Then we point to one clear next step. That's what a licensed, independent platform can do that a provider never will.
What makes Kāhu different
Know if your KiwiSaver is good, in about a minute, from someone who is not trying to sell you a fund. Four things make that possible.
Independent, and licensed
We don't run a fund, so we've no horse in the race. Kāhu is built by Financial Advice NZ Limited (FSP1009051), a licensed Financial Advice Provider. We show every fund, and no provider pays for its place.
We show the working
Other tools hand you a star rating and ask you to trust it. We compare every fund on the same open criteria, performance, fees, risk, and fit, so you can see what the shortlist is built on.
Clarity that moves you
One goal in, one clear shortlist out. We remove the decision, not just the data, so you leave knowing what to do, not with more to read.
On your side for the long game
The comparison is the start. Behind it sits a licensed Financial Advice Provider for the moments your whole picture, your mortgage, your goals, your timing, needs a human.
How Kāhu shows up
Authority comes from clarity, not from showing off. These principles shape every comparison, guide, and conversation.
The expert friend
We explain it straight, like the sharpest person in the room who happens to be on your side. No talking down, no jargon for its own sake.
Confident and decisive
We lead with the point. You get the verdict first, then the reason, never the answer buried at the bottom.
Plain about money
Money is stressful enough. We stay calm and clear, and reach for a technical term only when we can make it pay off in plain English.
Empowering, not alarming
You can do this. We give you the read and the confidence to act, not a reason to panic or a hard sell.
Independent by design
No fund of our own means no agenda. We show all funds and name the basis for every comparison.
Compliant, in plain English
We're licensed, so we keep claims specific and sourced, and put our information-only disclaimer in human words, not legalese.
Who runs Kāhu
Kāhu is the consumer-facing KiwiSaver comparison platform from Financial Advice NZ Limited (FSP1009051), a licensed Financial Advice Provider. Being licensed is the reason we can stay on your side: we have no fund of our own to sell.
This website is operated by Financial Advice NZ Limited and is not endorsed by, or affiliated with, the New Zealand government or Inland Revenue. Financial Advice NZ Limited is using the KiwiSaver trade mark and logo under licence from Inland Revenue.
“Kāhu” is a te reo Māori word meaning hawk. We use this name with respect for te reo Māori and its role in Aotearoa New Zealand.
Information only
Kāhu is an information-only service. We help you compare 300+ KiwiSaver funds on performance, fees, and risk so you can make your own decision. We don't provide personalised financial advice or recommend a specific fund for your situation. For advice tailored to your circumstances, speak with a licensed financial adviser.
Know if your KiwiSaver is good, in about a minute.
Start with your goal and get a clear shortlist of the funds that fit. Free, and built by a licensed Financial Advice Provider.
Find your fund