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KiwiSaver Insights

Expert advice, market updates, and practical guides to help you make the most of your KiwiSaver investment.

Latest articles

First homeFunds

Best KiwiSaver fund for first home buyers

The best KiwiSaver fund for first home buyers usually matches a short timeframe: lower risk so a market dip does not hit your deposit. Here is how to choose and withdraw.

22 June 20267 min readBy Sam Fulcher
NewsUpdates

Budget 2025 KiwiSaver changes: what they mean for you

Budget 2025 changed KiwiSaver: the government contribution halved to $260.72 and default contributions rise to 4%. Here is what it means for you.

22 June 20267 min readBy Sam Fulcher
FundsChoosing

Growth vs balanced KiwiSaver fund: which is right for you?

Growth vs balanced KiwiSaver fund: growth holds more shares for more potential ups and downs; balanced is steadier. Here is how to choose for your timeframe.

22 June 20267 min readBy Sam Fulcher
PlanningFunds

How much will my KiwiSaver be worth?

How much will your KiwiSaver be worth? It comes down to your contributions, fees and fund type over time. Here is how to estimate it and what moves the number.

22 June 20267 min readBy Sam Fulcher
SwitchingFees

Is it worth switching KiwiSaver? The honest answer

Is it worth switching KiwiSaver? Often yes: lower fees and the right fund type can add up over time. Switching is free and takes minutes. Here is how to decide.

22 June 20267 min readBy Sam Fulcher
FeesCosts

KiwiSaver fees comparison NZ: what you actually pay

A KiwiSaver fees comparison for NZ: average fees sit near 0.71% a year, but the gap between providers can cost you thousands. Here is how to check.

22 June 20268 min readBy Sam Fulcher
FeesCosts

How much do KiwiSaver fees cost over 30 years?

A 1% difference in KiwiSaver fees can cost tens of thousands over 30 years. Here is how fees compound and how to check what you are paying.

22 June 20267 min readBy Sam Fulcher

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