Booster Investment Management Limited
Capital Guaranteed Fund
Booster KiwiSaver SchemeConservative
What the provider says about this fund
The Capital Guaranteed Fund is suited to investors who seek relatively modest returns allowing for some shorter-term ups and downs, supported by a capital guarantee. We aim to achieve this by investing primarily in income assets, while including some growth assets.
1-year return
2.79%
5-year return p.a.
2.63%
Total annual fee
1.03%
Fund size ($m)
95.0
Members
7,835
Inception date
1 July 2014
Risk indicator
The official Smart Investor risk indicator uses a scale from 1 to 7.
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7
Lower riskHigher risk
Investment mix
Growth assets
13.95%
Income assets
86.05%
| Asset class | Actual | Target | Average for Conservative funds |
|---|---|---|---|
| Australasian shares | 3.86% | 4.00% | 5.79% |
| Cash and equivalents | 74.06% | 80.00% | 20.22% |
| Commodities | 0.00% | 0.00% | 0.07% |
| International bonds | 4.55% | 5.00% | 27.47% |
| International shares | 10.00% | 6.00% | 14.45% |
| New Zealand bonds | 7.44% | 5.00% | 29.28% |
| Unknown | 0.00% | 0.00% | 0.00% |
| Unlisted property | 0.00% | 0.00% | 0.49% |
Top 10 holdings
| Rank | Asset | Asset class | Asset type | Country | % of fund |
|---|---|---|---|---|---|
| 1 | NZ Cash (BNZ Bank Trust Account) | Cash | Cash and Cash Equivalents | NZ | 9.41% |
| 2 | BNZ Bank Bill 28/04/2026 | Bonds | New Zealand Fixed Interest | NZ | 7.85% |
| 3 | Westpac Treasury - TD 08 Jul 2026 @ 2.997 | Cash | Cash and Cash Equivalents | NZ | 4.79% |
| 4 | Westpac Treasury - TD 23 Apr 2026 @ 3.466 | Cash | Cash and Cash Equivalents | NZ | 4.06% |
| 5 | ASB Bank Investments - TD 20 Apr 2026 @ 3.570 | Cash | Cash and Cash Equivalents | NZ | 4.03% |
| 6 | KiwiBank TD - NZPT 21 Oct 2026 @ 2.850 | Cash | Cash and Cash Equivalents | NZ | 3.98% |
| 7 | Westpac Treasury - TD 06 Oct 2026 @ 3.000 | Cash | Cash and Cash Equivalents | NZ | 3.96% |
| 8 | KiwiBank TD - NZPT 13 Oct 2026 @ 3.070 | Cash | Cash and Cash Equivalents | NZ | 3.96% |
| 9 | Westpac Treasury - TD 16 Jul 2026 @ 2.935 | Cash | Cash and Cash Equivalents | NZ | 3.96% |
| 10 | KiwiBank TD - NZPT 20 Oct 2026 @ 3.050 | Cash | Cash and Cash Equivalents | NZ | 3.96% |
Fees
1.03% total annual fee
| Fee type | Fee | Cost per year on a $30,000 balance | Average for Conservative funds |
|---|---|---|---|
| Management fees | 0.90% | $270 | 0.70% |
| Other fees | 0.01% | $3 | 0.11% |
| Membership fees | 0.12% | $36 | 0.05% |
| Total combined fees | 1.03% | $309 | 0.86% |
Yearly returns
| Year ending | Fund return | Average for Conservative funds |
|---|---|---|
| 31 March 2017 | 1.99% | 3.59% |
| 31 March 2018 | 1.77% | 3.30% |
| 31 March 2019 | 1.78% | 4.43% |
| 31 March 2020 | 0.45% | 1.24% |
| 31 March 2021 | 0.01% | 8.66% |
| 31 March 2022 | 0.15% | -0.64% |
| 31 March 2023 | 1.69% | -1.65% |
| 31 March 2024 | 4.90% | 6.61% |
| 31 March 2025 | 3.71% | 3.59% |
| 31 March 2026 | 2.79% | 3.96% |
Documents
- Full portfolio holdings (spreadsheet)
- Latest fund update
- Other material information
- Product disclosure statement
- Product disclosure statement
- Product disclosure statement
- Product disclosure statement
- Product disclosure statement
- Statement of investment policy and objectives
- Statement of investment policy and objectives
Key personnel
| Name | Position | Time in role |
|---|---|---|
| Aaron Usher | Senior Manager – Investment Strategy | 3 months |
| Diana Gordon | Senior Portfolio Manager – Fixed Interest | 4 months |
| Nic Craven | Investment Committee Member | 10 months |
| Simon O'grady | Chief Investment Officer | 6 months |
| Steffan Berridge | Senior Manager - Global Investments | 2 months |